People on here think they are God's gift to handicapping. They are never wrong and don't dare disagree with their pick....These are the type of trolls I would love to see on the streets. They probably also own a camaro/firebird to compensate for their penis size. These people have so much depression in life, they have to find an outlet to place blame on. I really feel bad for these people. There is more to life than "hating" on people....etc. referees, coaches, players. Get a grip people. Now me personally I have a very nice retirement plan, a jumbo 401k and more Roth Ira's/stocks to probably retire right now. My portfolio is stacked and I am 37. Investing is the key and those people who are so angry in life when they lose a bet show me alot. They probably live paycheck to paycheck, hoping so bad they hit the weekend games, just to get by. I feel bad for you. I really do.