I received an offer to use ach and deposit for the first time 1/15. Made 18k in profits in 7 days. Found out from savings account ingdirect.com that my checking linked will take longer to transfer. So I called on the 1/21 to explain the situation and offer to use different account so funds could clear and they told me everything should be ok with the other account and to call back on after 1/24. I called today and management told me my winnings are forfeit due to insuffient funds after I called in advance that this might happen and wanted to use different account to cover the deposit or taken out of my account. Can they do this? cause they wouldn't work with me after spending thousands of $$$ with them and being with them since 2005. I need help or if im screwed. Account balance was 21K as of this morning.